Regulators share a common goal with bank directors and management. Regulators want a bank to be run safely and in full compliance with laws and regulations. When these goals are not met, regulators have a wide range of informal and formal supervisory actions they can use to correct deficiencies and problems. Additionally, regulators can assess civil money penalties for violations of the terms of a formal supervisory action. In the event of noncompliance with a supervisory action, a bank or individual risks the possibility of more severe supervisory sanctions.